it seems to me that the loan issues are still there although they should have been fixed in hotfix 10.
In my project, I started with $100M and wanted to take out 2 loans:
engine project + new Small 1 factory. Project cost $146M, the bank only wants to give me $53.3M. Fine. Monthly repayment $544k after project finished.
car project in existing Small 1 factory. Project cost $18.5M. The bank seems to give me $24M max for the project (why so much?). Monthly repayment $245k.
Overall cost for the project: $165M. In the bottom right it says upfront cash cost is $93M. Whatever that means, I can’t make any sense of this number.
During engineering I get the full engineering cost refund.
During factory contruction I get the full cost refund. Notice the steady $86.1M in the bank. Revenue does not show that I get money from the loan.
after the project is done, I still have $86.1M in the bank. That means the loan covered almost the complete project cost of $165M (i.e. it covered $151M), not just $53.3+$24M = $77.3M. The only thing I had to pay was the engine factory plot in the very beginning, which cost $13.9M. This is the original price, no reduction from the loan.
After that, I pay the $544k from the engine loan as it said when taking the loan. The expenses overview shows that I only have 1 loan instead of two.
Pre-project-signoff campaign save:
LoanExploit.zip (690.7 KB)
Note: I didn’t invest anything in dealerships/marketing and immediately stopped production for demonstration purposes. Only the actual project costs appear.